# Product Overview

PayChainHQ is crypto payment infrastructure for businesses that need to receive stablecoin or crypto payments, track settlement, manage treasury movement, automate payouts, and integrate payment APIs without building blockchain operations from scratch.

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**In one sentence:** PayChainHQ helps businesses collect crypto payments, confirm settlement, move funds, and integrate payment workflows without building blockchain infrastructure themselves.
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### Who PayChainHQ is for

* Merchants accepting stablecoin payments.
* Fintech apps and on/off-ramp operators.
* Marketplaces that need payout routing or split settlement.
* Gaming and high-frequency payment platforms.
* SaaS platforms that want crypto collection and treasury workflows.
* Developers building payment-enabled products.

### What users can achieve

* Create customers and invoices.
* Receive supported ERC-20 and SPL payments.
* Detect settlement in real time.
* Verify signed webhooks.
* Read balances, transactions, supported networks, and tokens.
* Create withdrawals from the dashboard or via payout API keys.
* Attach payout routes or dynamic payout recipients to invoices.
* Monitor plan usage, payout quota, gas credits, and blocked operations.

### Core value

PayChainHQ lets teams collect payments and operate treasury workflows without managing chain-specific indexing, wallet infrastructure, paymasters, gas funding, webhook retries, or payout orchestration themselves.

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**Business outcome:** Teams can launch stablecoin and crypto payment operations faster while keeping settlement, payouts, usage, billing, and reconciliation visible in one place.
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### Recommended reader paths

* **Business reader:** Start with overview, use cases, pricing, gas credits, security, and go-live.
* **Operator:** Start with dashboard guides, invoices, payout routes, withdrawals, billing, and troubleshooting.
* **Developer:** Start with authentication, SDK quickstart, invoice creation, webhook verification, balances, transactions, networks, tokens, and production checklist.


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